What is Compass

Policy comparison requires reading full commercial policies, identifying coverage gaps, and determining whether new quotes actually improve protection. The process typically consumes 2-3 hours per account: reviewing dec pages, analyzing endorsements, comparing sublimits across different carrier forms, and documenting why one option is superior.

Compass reads complete policies, identifies missing or weaker coverages, and determines if new quotes provide genuine improvement. The system analyzes endorsements, exclusions, and sublimits across different carrier terminology and form structures. When comparing quotes, it flags deviations between requested and quoted limits, tracks coverage improvements and degradations, and makes binary recommendations on whether the quote warrants client presentation.

Architecture
The system operates through a single large context model that analyzes complete policies and quotes simultaneously. This approach handles the structural differences in how carriers write similar coverages without breaking information into fragments. We customize the model to broker-specific requirements and carrier relationships.